dcsimg
A Get Wise
Guide to Personal Loans
Find the best personal loans for your credit profile, connect with unbiased reviews and use our expert advice to borrow wisely.
Personal loans can be powerful tool to help you pay down credit card debt, secure much-needed cash for emergencies, or help with major home project. But with a boom in lending among unsecured personal loan providers, it can be confusing.

Here's what you will learn in this guide :



How to find the
right lender
for your
unique situation

What you can use a
personal loan
for, from
weddings to vacations


Benefits of
consolidating debt

to pay it down faster


The pros and cons of bundling bank services

People often keep all their accounts at a single bank out of force of habit, but there may be some advantages to spreading your banking around.

Read More
Avoiding bait-and-switch with high yield CDs

Shop safely for higher-yielding CDs and avoid misleading promotions.

Read More
Credit challenges for the self-employed home-buyer

Why being self-employed presents special credit challenges and how to address them.

Read More
A gardener's guide to investing

Gardening and investing may have more in common than you think. Review advice to improve both before spring arrives.

Read More
Financial advice - one size does not fit all

Be cautious about taking generalized financial advice; rarely does one-size fit all.

Read More
Personal loans for bad credit risks

Personal loans for bad credit risks may not be easy to find, but they exist. Learn which are the best personal loans if your credit scores are not what you'd like them to be.

Read More
Wedding loans for your dream destination

Sometimes cost can be a deciding factor in your wedding location. Find out whether a personal loan is the right way to pay for the perfect locale.

Read More
3 New Year's Eve destinations to finance

Another year is almost gone. Where will you be when the clock strikes the New Year? Learn how personal loans for holidays cover costs for a New Year's trip to three top destinations for celebrating.

Read More
Essential New Year resolutions for financial health

It is possible to save money by consolidating debt and you can improve your credit score while you're at it. Follow these steps in the New Year.

Read More
3 home improvements to make this fall

Make important home improvements this fall and use these tips to pay for them.

Read More
Going big on your wedding proposal

You're excited to get engaged and want the proposal to be memorable. Here are some ideas for spectacular engagements and how to pay for the.

Read More
When and how to use personal loans for medical bills

Personal loans for patients can provide immediate funding for health care procedures and can be less costly to repay than credit card debt.

Read More
When holiday loans make sense

Used responsibly, holiday loans can help you finance a memorable Christmas.

Read More
Need Thanksgiving cash? Try a holiday loan

Holiday loans, or unsecured personal loans for holidays, can be helpful if used wisely. Understand when to tap into this financing option.

Read More
Applying for a personal loan: documentation

Use our checklist to be sure you gather everything you need when applying for personal loans.

Read More
Personal loans: co-signers

If you have limited credit or bad credit, it can be essential to get a co-signer for a personal loan. Consider these options carefully.

Read More
Pay for your big day with a wedding loan

Lower your borrowing costs with a smart wedding loan, rather than relying on credit cards to finance your ceremony and reception.

Read More

Aren't sure about interest rates? APY has you confused?

Don't worry! Get 'wise' fast with our Guide to Debt.