Why being self-employed presents special credit challenges and how to address them.
It is possible to save money by consolidating debt and you can improve your credit score while you're at it. Follow these steps in the New Year.
Personal loans for patients can provide immediate funding for health care procedures and can be less costly to repay than credit card debt.
When funding from student loans isn't enough to cover all your costs while you're in school, personal loans might help. Use them only for essentials.
Let's say all those zero-percent credit card balances have jumped to their much higher interest rates, and your debt-to-income ratio is too high to qualify for a personal loan. What is your next financial move? Should you try for a smaller loan amount? Or is it best to focus on increasing income?
It's a common scenario. Expenses crop up and you need cash – fast.
Credit cards are an easy fix, but they can easily sock you with high interest rates. U.S. households are also now turning to the personal loan market when they need cash, whether for a milestone event, such as a wedding, or to consolidate debt into a more manageable, lower rate.
When shopping for a personal loan, it's important to investigate fees, including origination fees and prepayment fees.
Paying down debt can seem like a long, slow exercise in frustration. It doesn’t have to be. New personal loan products can help you consolidate debt quickly and, in some cases, even improve your credit score. Use our expert research to quickly scan which lenders and offers best match your needs.
Refinancing a personal loan could get you a lower APR and payments, but make sure to keep these four things in mind.
Here are five situations when a personal loan could make sense for you.
Before applying for a personal loan, you should know how they differ from other ways to borrow money to decide whether a personal loan is the best choice for you.
A WisePiggy analysis shows that most Americans are ill-prepared for a major financial emergency. Learn how you can protect your family and your credit.
When deciding between a personal loan and a credit card, it’s important to understand the differences to see what's right for you.
FinTechs have grown to become leaders in the personal loan market. In fact, according to a survey released by TransUnion, FinTech lenders have surpassed banks, credit unions and traditional finance companies in personal loan issuance to near prime and prime consumers.
A personal loan and your debt-to-income ratio can impact a mortgage application. The debt-to-income ratio is what mortgage lenders use it to see what kind of risk you are for default. If you already have a personal loan, that could affect whether you get approved for a mortgage.
Borrowers can increase their credit score when they consolidate and pay off credit card debt. How can you improve your score? Here are some strategies for boosting that all-important number.
Aren't sure about interest rates? APY has you confused?
Don't worry! Get 'wise' fast with our Guide to Debt.