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Improve Credit

  • Will paying bills on time help my credit? It depends
    Published: Jun 29, 2016

    You pay your utility bill in full on the day it arrives in the mail. You've never paid a doctor's bill late. And rent? You proudly hand your landlord a check each month well before the due date. This should all help boost your credit score and strengthen your credit report, right? Not quite. Here's the unfortunate ...

  • What do you do when you have a thin credit file?
    Published: Dec 14, 2015

    College. "The Best Four Years." Profound academic opportunity mixed with a jam-packed social calendar. Money is tight for students, but most have a part-time job or the love of Mom and Pops to fall back on. I am entering sophomore year at the University of Michigan. Until this year, I had summer jobs at a camp ...

  • 6 money musts for a happy marriage
    Published: Jul 29, 2015

    Do you know how much your spouse makes? Are you open and honest with each other about money? In a new survey of more than 1,000 couples by Fidelity Investments, more than 40 percent failed to correctly identify how much their partner makes, and of that, 10 percent got it wrong by $25,000 or more. When asked ...

  • 5 ways to build credit and save money in your 20s
    Published: Jul 23, 2015

    Most of us have either heard about or lived through the war stories of the struggling 20-something. The crammed apartments, the diet that should have been ditched after college and worse, the savings account you expected would explode after snagging your first real job has remained sadly modest. While the struggle may be real, it's also ...

  • 8 ways to rebound from a credit setback
    Published: Jun 24, 2015

    Illness, job loss, an accident and plain old overspending when money gets tight can do a number on your credit. Here's how to help your credit bounce back after a financial setback, no matter the reason. 1. Be patient Fixing your finances and improving your credit takes time and patience. "The time it takes to improve credit depends ...

  • Grads: Welcome to the real world of money
    Published: May 13, 2015

    If a cap and gown in your immediate future, then congratulations are in order – you’ve worked hard for that college degree! Before you settle into the routines of seeking and obtaining employment, there's something else you need to do: Get your head around how personal finances work, and set yours up to give you the ...

  • 4 money musts for women in their 30s and 40s
    Published: Apr 1, 2015

    So many huge life changes and adventures can happen to a woman in her 30s and 40s -- getting married, raising a family, hitting the gas pedal on her career. Whichever road you're on, good credit can help take you to where you want to go and get you there sooner. Here are four ways to keep ...

  • Saying ‘I don’t’ to overspending this wedding season
    Published: Mar 25, 2015

    Is the sparkle of diamonds and a lavish white wedding on your mind? When the time comes to pop the question, financial stress can easily overshadow happiness. A recent study conducted by The Knot yielded eye-opening statistics about wedding costs. In 2014 the average engagement period was 14 months, giving couples just over a year ...

  • Top money basics young adults need to succeed
    Published: Sep 29, 2014

    Young adults across the nation are settling into their freshman year of college. These undergraduates have a lot to learn, both inside and outside the classroom, and learning to make smart money choices now can go a long way in establishing a successful financial life. We interviewed Dean Obenauer, assistant director of financial aid for ...

  • Credit repair: Friend or foe?
    Published: Jun 17, 2014

    People with bad credit scores and reports generally struggle. They struggle to borrow what they need. And, when they are approved for a loan, they struggle to pay the higher interest rates they're usually charged. Worse, they may find themselves turned down for jobs or promotions as employers increasingly check credit reports before confirming appointments. ...